The decisions behind how banks invest our money are based on evaluation of financial risk.  Some banks are beginning to look at how to integrate social and environmental (“E&S”) risk into their financial models, following recognition of the fact that E&S risk is as tangible as the financial; E&S risk has traditionally been a niche corporate responsibility activity carried out on the sidelines of banking operations to handle public perceptions.

So what does this shift in banking methods mean for individuals, and how can we make informed decisions about banking amidst this shift?  Keep an eye on this post for further details on specific banking initiatives in Europe and worldwide….